Mortgage Information

If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing.

There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.

We would be happy to refer you to some very good mortgage contacts we have in North Lake Tahoe, or to help you in any other way we can to secure the best possible rate for your home purchase.

 

As a matter of fact we can connect you with someone immediately if you would like to be qualified today.  Just give Sally Gardner a call at 530-675-HOME (4663) to receive a list of local professionals.

Use the mortgage calculators below to assist you in making some decisions around financing your new home.

Mortgage Qualification Calculator

This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.

Mortgage Payment Calculator & Amortization Table

This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.

Mortgage News Daily

This website is one tool to help you assess current mortgage rates available.  Terms and conditions may vary depending upon your personal situation.  It has all types of tools, widgets, charts and graphs as well as links to the most popular housing and finacial websites.  In addition there is Mortgage News Daily Wiki. This is a collaborative content project designed to build a top quality resource that helps people by offering answers to the most common (and some not so common) mortgage and real estate questions.